Auto Insurance

Uninsured motorist coverage is built to offer financial protection if you’re involved in an accident with an at-fault driver who doesn’t have insurance to cover vehicle damages. While it is often sold with underinsured motorist coverage, the two apply to different situations. Underinsured motorist coverage steps in when that driver carries insurance, but those limits fall short of your actual damages. Georgia law requires insurers to include uninsured and underinsured motorist coverage in […]

If you have received a distracted driving citation, you may have questions about how it might affect your auto insurance rates. Here is what you need to know. Understanding the Hands-Free Act Georgia’s Hands-Free Act prohibits drivers from holding or supporting a phone with any part of their body while driving. That means no holding your phone to your ear, […]